Worth knowing

What you should know before you apply for a loan

Please note:

  • The applicant should be employed and have a minimum net income of CHF 2,800.
  • You should not have any open debt collection, loss certificates or bankruptcies, etc.
  • As every credit application is registered, we recommend that you submit a credit application specifically, as the scoring can lead to rejection. Therefore, get advice first if there are any uncertainties regarding prerequisites.
  • Important: any taxable additional income or premium reductions should be reported in the budget optimization application.
  • Foreigners with a B residence permit must have been resident in Switzerland for at least 6 months.

If you have any further questions, please do not hesitate to contact us from Monday – Friday 08:00 to 18:00 on the toll-free number.

Your benefits at a glance

Favorable credit

You can rely on favorable conditions

Credit decision

Credit decision in 24 hours

Simple credit

Uncomplicated processing

Fair credit

No closing fees or commissions

Secure credit

Installment protection in the event of death included

Serious credit

Absolute discretion

Free consultation

Our customer advisors will help you and advise you competently

Installment insurance

Create security for your future.

A loan can become a financial burden if unforeseeable life circumstances change. With the optional installment insurance, you can insure yourself against unforeseeable incapacity to work and earn or involuntary unemployment. Insurance in the event of death is always included. Let our customer advisors advise you and secure your loan.

Worth knowing