Car loan
Would you like to purchase a car or motorcycle? A car loan in Switzerland serves as suitable auto financing for the purchase of a new or used car. Often, discounts can also be negotiated with dealers if an offered car or motorcycle is paid for directly in cash.
To be one step closer to your dream vehicle and finance your car in Switzerland, you can use our loan calculator to calculate your personal monthly loan rates, based on your desired car loan amount and the respective desired loan term.
The loan calculator (car loan calculator) integrated on the website can help calculate the monthly installments for all the loans offered, so you can easily finance your car.
Speedy Credit recommends a car loan (credit for car) for a car purchase. The car loan is in many cases the more sensible car financing than leasing. See the advantages of the car loan compared to leasing at a glance.
Comparison credit car and leasing
Car loan
By financing with a car loan, the vehicle becomes property.
The car can be personalized as property.
You can sell the car and set the second-hand value yourself.
You can choose the cheapest insurance and the type of insurance yourself.
Leasing
With a lease, you are the physical owner of the vehicle, but the leasing company remains the owner.
The car is to be left in the same condition as you receive it.
You usually return the car to the leasing company, the residual value is contractually pre-fixed (flat-rate depreciation values, which are often higher, the value of the vehicle thus lower than the used value).
Mandatory comprehensive insurance must be taken out and the insurance company is often specified.
In Switzerland, a car loan is a personal loan that is used exclusively for financing a private vehicle. However, Speedy Credit also offers loans for other purposes, including, for example, the small loan and the construction loan.
If you have any questions about the car loan, we offer a free consultation with our friendly customer service representatives on.