Credit

With a credit at Speedy Credit you have an independent financing partner at your side. Speedy Credit knows the Swiss credit market and can offer you the best deal for your budget.

Speedy Credit offers reputable loans in Switzerland. We are a loan provider which offers loans in Switzerland at fair conditions. However, it is important to take your time to find out about the terms and fees before choosing a loan. Careful research can help you find a loan that suits your financial needs and at the same time can be repaid responsibly.

With the Speedy Credit loan calculator, you can easily calculate your monthly loan installment based on the term and desired loan amount. This way you can see the expected monthly installment at a glance and thus plan your financial burdens.

You want to finance a long-awaited and planned purchase sensibly and need a cheap and secure loan? At Speedy Credit you can choose between different loans. Whether car loan, construction loan, personal loan or small loan we will find the right loan for you. Benefit from our many years of experience in the credit sector.

A credit in Switzerland (also called credit or loan in English) is a consumer credit according to the Swiss Consumer Credit Act (KKG Federal Act on Consumer Credit 221.214.1) with a fixed term, constant annual interest rate and monthly installments. Accordingly, a bank (lender) grants a private person (consumer) an interest-bearing loan for private use after a creditworthiness check has been carried out.

According to Art. 25 KKG, every credit request for a Swiss credit must be reported by the granting credit bank to the Central Office for Credit Information. This means that every approval and every rejection of a loan must be reported. These entries affect your creditworthiness and have an impact on taking out a loan.

With our know-how, we can check your creditworthiness in advance based on your credit information and optimize your budget. In this way, you avoid unnecessary ZEK rejections, which under certain circumstances can lead to a drop in your credit rating and thus also in your chances of obtaining a loan. Therefore, it is important that you get free and competent advice from our credit specialists. We support you!

You have a regular monthly income? You are between 18 and 65 years old? You are resident in Switzerland and have CH citizenship or residence or settlement permit B/C/Swiss-pass ? You have no debt collection, garnishment or loss certificates? Then apply for your desired loan today.

The fastest way to borrow money in Switzerland and meet your financial needs is a loan (also called credit in English). At Speedy Credit you can apply for a loan between 1’000 CHF and 250’000 CHF.

After an accurate creditworthiness check by our financial experts, you will receive the bank credit from one of our partner banks. Speedy Credit (Speedy group GmbH) is a partner of all well-known Swiss credit companies.

The credit costs depend on the customer’s creditworthiness. After a successful credit check, you will receive your credit decision. To get a better idea of the conditions of Swiss loans, use our loan calculator.

Credits can become a financial burden when unpredictable life circumstances change. Installment insurance in the event of death is always included. With the selectable installment insurance, you can additionally insure yourself against unforeseeable incapacity to work or unemployment through no fault of your own. With a small monthly contribution, which you can calculate with our loan calculator, you can secure your financial situation even in difficult situations.

Thus, borrowing money in Switzerland is a safe bet even in difficult situations.

The conclusion of installment insurance is possible for car loan, construction loan, personal loan and small loan.