FAQ
Frequently Asked Questions
A private loan is a loan where the borrower is not acting commercially, but is a private individual. A private loan must be repaid within 6 – 120 months.
– Legal age (minimum age 18 years)
– Residence in Switzerland
– Swiss citizenship or immigration status B/C/G
– Regular income
– Good reputation
– Creditworthiness’
The amount of your loan depends on your financial circumstances and your repayment options.
With insurance, you can protect yourself against insolvency in the event of incapacity to work or unemployment.
The time of repayment is determined from the contract and can be freely chosen by you.
Yes, provided that it is still valid at the time of the loan application and you have been living in Switzerland for at least 12 months.
Yes. We would be happy to advise you in a personal meeting.
Only if you have a (part-time) job and the income you earn from this is sufficient to repay the loan you have applied for, according to the creditworthiness check.
In principle, we also arrange loans for self-employed people. However, the successful arrangement of a loan for self-employed people depends on additional requirements. We would be happy to advise you in a personal meeting.
Private individuals can deduct interest on debt from their income taxes. Speedy Credit customers automatically receive the required interest certificates from the bank at the beginning of each year.